REP DIRECTORY

Arkansas, Colorado, Iowa, Kansas, Missouri, Nebraska, South Dakota, Wyoming, Home Office/Other

R. Steve Dyer
Spectrum Capital, Inc.
901 SE 28th Street, Suite 7
Bentonville, AR 72712
(479) 254-1861
sdyer@spectrum-capital.com

Terry Warren ChFC, CLU
Spectrum Capital, Inc.
901 SE 28th St. Suite 7
Bentonville, AR 72712
(479) 254-1861
twarren@spectrum-capital.com

Colorado

Ric Cline
623 Fourth Street
Alamosa, CO 81101
(719) 589-4711/ (719) 588-3601

Western States Bank
1630 North College
Ft. Collins, CO 80524
(970) 224-1300

Iowa

Michael Clavell
Community State Bank
1401 Jefferson
Indianola, IA 50125
(515) 961-5880
mclavell@spectrum-capital.com

Brian Diercks
Great Western Bank
610 W. McLane
Osceola, IA 50213
(515) 342-4065/(515) 342-2579
brian.diercks@greatwesternbank.com

Gary Robinson
Great Western Bank
10101 University Avenue
Clive, IA 50325
(515) 440-8453/(515) 223-6057
gary.robinson@greatwesternbank.com

Sandra Mennen, CFP™
Bank Iowa
506 Sumner Avenue
Humboldt, IA 50548
(515) 332-1451/(515) 332-3111
smennen@spectrum-capital.com

Jane Morgan
Great Western Bank
2100 Commerce Drive
Red Oak, Iowa 51566
(712) 623-9809/(712) 623-9810
Jane.morgan@greatwesternbank.com

Kansas

Randy Wise
Peoples Exchange Bank
413 Washington Street
Clyde, KS 66938
(785) 446-3331/ (785) 446-2823
rwise@spectrum-capital.com

Fred Harder
Emporia State Bank
801 Merchant Street, Box 807
Emporia, KS 66801
(316) 342-3454/(316) 342-5311

Missouri

Keith Bax
Heritage Bank (Branch of Linn)
Highway 50, P.O. Box 128
Loose Creek, MO 65054
(573) 897-3611/(573) 897-3925
kbax@spectrum-capital.com

Matt Bragg, CFP™
Bank of Cairo and Moberly
207 East Rollins
Moberly, MO 65270
(660) 263-2280/(660) 263-1303
mbragg@spectrum-capital.com

Larry Dauer & Matthew Whitledge
The Bank of Missouri
3427 William Street
Cape Girardeau, MO 63703
(573) 339-0493/(573) 335-4994
ldauer@spectrum-capital.com
mwhitledge@spectrum-capital.com

Mike Dickneite
Bank of St. Elizabeth
131 Old Vienna Road
Freeburg, MO 65035
573-744-5231
mdickneite@spectrum-capital.com

Allan Dreyer
Jonesburg State Bank
508 North Highway 47
Warrenton, MO 63383
(636) 488-5441/(636) 488-5701
adreyer@spectrum-capital.com

Mark Richardson
The Bank of Missouri
3610 Buttonwood Drive, Suite 100
Columbia, MO 65201
(573) 874-4700/(573) 874-4701
mrichardson@spectrum-Capital.com

Jon Robertson & Steve Massman
Bank of St. Elizabeth
St. Elizabeth, MO 65075
(573) 493-2313/(573) 493-2538
jrobertson@spectrum-capital.com
smassman@spectrum-capital.comm

Nebraska

Rick Schumacher & Scott Smejkal
SRKS Financial Group
3403 27th Street
Columbus, NE 68602
(402) 564-6385
rschumacher@spectrum-capital.com
ssmejkal@spectrum-capital.com

Dennis Cleaveland
Bank of Nebraska
2710 South 140th Street
Omaha, NE 68144
(402) 537-7154/(402) 537-7195
dcleaveland@spectrum-capital.com

Maggie Higgins
2320 South 48th Street, Suite 101A
Lincoln, NE 68506
(402) 489-6110/(402) 489-6112
mhiggins@spectrum-capital.com

Sharon Hyer
Great Western Bank
9290 W. Dodge Rd.
Omaha, NE 68114
(402) 552-1229/(402) 393-6819
sharon.hyer@greatwesternbank.com

John Kelly
Great Western Bank - Bellevue
919 Galvin Rd., American Plaza
Bellevue, NE 68005
(402) 293-7420/(402) 293-7401
john.kelly@greatwesternbank.com

Great Western Bank
9290 W. Dodge Rd.
Omaha, NE 68154
(402) 551-4310

Rose McGregor
Spectrum Capital, Inc.
11236 Davenport St.
Omaha, NE 68154
(402) 334-2123

Robert Miller
NEBCO
P.O. Box 80268
Lincoln, NE 68501
(402) 434-1212

Chris Nelson, CFP™
Valley Bank & Trust
1701 1st Ave., Box 1996
Scottsbluff, NE 69363
(308) 632-7587/(308) 632-4340
cnelson@valleybankne.com

Randy Raymond
2935 Pine Lake Road, Suite H
Lincoln, NE 68516
(402) 423-1800
rraymond@spectrum-capital.com

Steve Sell
16324 Wakeley Circle
Omaha, NE 68118
(404) 758-0428
ssell@spectrum-capital.com

Valley Bank & Trust
202 N. Tecumseh
Wauneta, NE 69045
(308) 394-5720
Availability in Grant & Ogallala, NE

South Dakota

Mike Bankowski
Great Western Bank
River Centre
200 E. 10th St, #100
Sioux Falls, SD 57104
(605) 333-7885
michael.bankowski@greatwesternbank.com

Dale Nelsen
Great Western Bank
35 First Ave., N.E.
Watertown, SD 57201
(605) 882-2554/(605) 886-7088
dale.nelsen@greatwesternbank.com

Scott Olson
Great Western Bank
35 First Avenue, N.E.
Watertown, SD 57201
(605) 884-1429
scott.olson@greatwesternbank.com

Sandra Schwan
Great Western Bank
14 St. Joseph St.,Box 2290
Rapid City, SD 57709
(605) 343-1823/(605) 343-8418
sandra.schwan@greatwesternbank.com

Wyoming

Roxie Anderson
Spectrum Capital, Inc.
P.O.Box 417
Pine Bluffs, WY 82082
(307) 245-3080
randerson@spectrum-capital.com

Home Office/Other

Robert Grow
Home Office
(402) 333-1888
FAX: (402) 884-5401
bob@spectruminvestment.com

Tami Mendell
Home Office
(402) 333-1888
FAX: (402) 884-5401
tami@spectruminvestment.com

The information provided herein is only intended for recipients located in states in which Spectrum is appropriately licensed by all applicable entities. Spectrum will not accept time-sensitive or transaction-related instructions electronically. Nondeposit investment products are not FDIC insured, are not deposits of a bank, are not guaranteed and may involve investment risk including possible loss of principal invested.